Long Term Care
Long Term Care Fees Planning
There are many aspects involved in organising care for yourself, or a relative and it can be one of the most difficult times, both emotionally and financially for all concerned.
Why is it important to seek specialist advice?
If an individual has capital over the upper threshold level they will not qualify for any financial assistance from the Local Authority until such time as their capital falls below this level.
Families are often unaware that there are ways of funding Long Term care costs for life and at the same time preserving as much of their hard earned capital assets to pass onto their beneficiaries.
Most state benefits are means tested, however, there are some that are not.
What things are there to consider?
There are a number of different types of care available: Care within the home, Sheltered Accommodation, Residential Care and Nursing Care.
Do you have the legal power to act if you want to look after the financial and care needs of a person needing care?
Legislation: Is there any Local Authority assistance or support available? Are you entitled to any state benefits? Understanding the 12 week property disregard and Deferred Payment Agreement
How we can assist you
We hold additional qualifications to enable us to specialise in Long Term Care Fees planning and work closely with local Solicitors and Care Providers in order to help people make an informed decision.
Advice and recommendations are made in a Financial Plan, which is tailored to the individual's specific circumstances. The objective is to give peace of mind to our clients and their families, to ensure that they receive the care of their choice for the rest of their lives.
Working together, we can enable you to make the right choices. This will allow you to make the most of your assets and endeavour to ensure that payments of care fees are made for life, leaving something for future financial security, or to pass onto loved ones.
If you are considering Care or are already resident in care please contact Tim Plummer on 01992 800298 for an initial discussion
I never at any point felt rushed into making a decision and was given periods to reflect on the information given. I find financial planning quite stressful, but Surety Financial Planning took the strain and anxiety out of the process of organising funds for the future
- AB & SB of Tring
In my experience Tim Plummer has always provided sound and helpful advice in a way which is readily accessible.
- Richard Bubbers of Sedgwick Kelly LLP Solicitors, Watford
I very much appreciate Tim’s responsiveness. If I ever have questions Tim comes back to me almost immediately- amazing in today’s culture of appalling customer service and they really stand out.
- KNof Olney
Have always found you very reliable and value your help and advice.
- JW of Rickmansworth, Herts
Tim Plummer is assured, confident and friendly and conveys these qualities to us, his clients.
- PG of Kings Langley
An excellent relationship has developed very quickly, we are very pleased with how our finance is being handled and monitored. An excellent all round service is provided in all aspects of business and finance.
- SW & JW of Bengeo, Herts